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Q: How do I confirm that an employee is eligible for coverage?
A: Contact our office at 307-632-3313, toll free at 1-800-735-3379 or via email at email@example.com.
Q: How do my employees verify their children’s full-time student status?
A: Please provide Delta Dental with a completed copy of the Dependent status form that proves the student is enrolled at a secondary institution and is taking at least 12 credit hours. This form is available on our website. Acceptable documentation includes a copy of a paid tuition bill or a letter from the registrar.
Q: What happens if an employee’s child reaches the maximum dependent age and is no longer a full-time student?
A: Dental coverage terminates at the end of the month in which the child reaches the maximum dependent age or is no longer a full-time student. However, the child may be eligible for COBRA benefits if the employer is required to offer COBRA.
Q: My employee misplaced his/her ID card. How can he/she get a replacement?
A: Your employee can contact our office at 307-632-3313; toll free at 1-800-735-3379 or via email at firstname.lastname@example.org and request a replacement card.
Q: My employee has a fully disabled dependent. How long can the dependent’s dental benefits coverage continue?
A: As long as the individual remains disabled and is fully dependent on the member for support and unmarried, he or she can remain a dependent on the member’s dental policy. Written proof is required from the attending physician to verify the dependent's disability.
Q: When should I expect my billing statement to arrive?
A: Delta Dental generates billing statements at or near the 15th of the month.
Q: When is my Delta Dental premium due each month?
A: Payment should be submitted to Delta Dental by the due date printed on the invoice (billing statement).
Q: How far back can our account be credited for changes/terminations?
A: Credits for changes and terminations on your group’s account are generally limited to 90 days prior to the current billing cycle in accordance with the group's Delta Dental contract.
Q: Can my employee add a family member to his/her dental coverage at any time?
A: No. Dependent family members can only be added at the renewal date of the group contract if the employer allows open enrollment periods or when a qualifying event occurs.
Q: What does Delta Dental consider a qualifying event?
A: The following are considered qualifying events:
Q: What if an employee wants to elect coverage during a contract year?
A: Coverage can be elected during the employer's open enrollment period or if a qualifying event occurs.
Q: When does coverage begin after a qualifying event occurs?
A: Coverage begins the first of the month following the date of the qualifying event. Delta Dental must receive notice of the change in eligibility status within 31 days of the qualifying event otherwise the change may only be made at the renewal date of the group contract if the employer allows such open enrollment.
Q: Can I change my group’s waiting period?
A: The contract signed by the group defines the waiting period. The waiting period applies to all new employees. Some contracts may allow changes to the waiting period. An employer may contact their broker or Delta Dental Account Executive to inquire about contract revisions.
If you have additional questions, please contact us at 307-632-3313, toll free at 1-800-735-3379 or via email at email@example.com.